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The Safe Money
Guide.

The retirement income questions worth asking before you make any decisions.

Plain language. No jargon. Written for people who want the real answers — not the sales version. Trusted by readers across all 50 states.

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50States
20 pages, plain language
Updated for the current rate environment
Written and reviewed by licensed professionals
Trusted by readers in all 50 states
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Inside the Guide

What's inside

Seven short chapters. Designed to be read in one sitting — and remembered when it matters most.

  • 01Why retirement income is a fundamentally different problem from retirement saving.
  • 02The three questions every saver should ask before age 60.
  • 03How guaranteed income actually works — explained the way a friend would.
  • 04The math behind sequence-of-returns risk, and why the first five years matter most.
  • 05What to look for in any retirement income product — and what to walk away from.
  • 06The five mistakes that cost retirees the most money in their first decade.
  • 07A plain-English glossary of every term you'll encounter.
Why Readers Trust Us

Built on principles, not pitches.

Our guide exists for one reason — to help you ask the right questions before anyone tries to sell you the answer.

Independent & unbiased

No product placement. No hidden sponsorships. Just the questions you should be asking.

Reviewed by professionals

Every chapter is written and reviewed by licensed professionals with decades of experience.

Plain language, real math

No jargon, no fluff — but where the math matters, we show you exactly how it works.

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