What to Know Before Buying an Annuity (with John Stevenson)

How do you know the annuity you were shown is the best one available to you? Most people never find out. They see one option, sign, and hope. This week on Safe Money Radio, Brett Blake talks with John Stevenson, known as The Guaranteed Retirement Guy, a Certified Financial Fiduciary® and author of Guaranteed Retirement, who built his practice on full transparency. John shares his screen with every client and walks through every payout option on the market, including the ones that pay him the least.

0:00
0:00
Advertising will end in
play_arrow
pause
replay_10
forward_10
volume_up
volume_down
volume_off
share
speed
Skip ad
close
close
close
close
close

Description:

How do you know the annuity you were shown is the best one available to you? Most people never find out. They see one option, sign, and hope. This week on Safe Money Radio, Brett Blake talks with John Stevenson, known as The Guaranteed Retirement Guy, a Certified Financial Fiduciary® and author of Guaranteed Retirement, who built his practice on full transparency. John shares his screen with every client and walks through every payout option on the market, including the ones that pay him the least.

They cover how annuity agents actually get paid, why John aims to reach your income goal with the least amount of your money, the sales tactics that should make you pause, and why John tells every client to slow down.

Run your own numbers with the free WIYN calculator at brettblake.annuity.com, about three minutes. Or book a Retirement Clarity Session with Brett. Not a sales call. Your numbers, not ours.

Worry Less. Live Longer.

About the host

Brett A. Blake hosts Safe Money Radio and is the CEO of Annuity.com. He is 58, a Harvard MBA who will tell you the degree taught him almost nothing about retirement income. Before Annuity.com, he helped scale a business to nearly $1 billion in annual sales. He lives in Gilbert, Arizona with his wife Erin, and asks the questions every retiree would ask if they had access to the right rooms.

About the guest

John Stevenson is known as The Guaranteed Retirement Guy. A Certified Financial Fiduciary® and author of Guaranteed Retirement, he has spent more than 20 years helping Americans compare annuity options. He hosts The Guaranteed Retirement Guy show on YouTube and shows every client every payout option on the market, including the ones that pay him the least.

Follow or Subscribe to Safe Money Radio Podcast on your favorite platforms

Website: safemoneyradio.com | Apple Podcasts: add when live | Spotify: add when live | YouTube: @SafeMoneyRadioPodcast | Facebook: Safe Money Radio | Instagram: @safemoneyradiopodcast | TikTok: @safemoneyradiopod | Twitter (X): @safemoney_radio

Follow Brett A. Blake

LinkedIn: @brettblake | Retirement tools: brettblake.annuity.com | Email: brett.blake@annuity.com

Follow John Stevenson (Certified Financial Fiduciary® and Annuity Educator)

Website: johnstevenson.com | YouTube: @GuaranteedRetirementGuy | LinkedIn: John Stevenson

DISCLAIMER:Safe Money Radio is for educational purposes only and does not constitute investment, tax, or legal advice. Products discussed may not be appropriate for everyone. Always consult a licensed professional before making financial decisions. Product availability varies by state. Our Agents are licensed to sell insurance products, including annuity products that guarantee retirement income based on the financial strength of the insurance company providing the product. Annuities may not be suitable for everyone. Guarantees are not government-backed or provided by Annuity.com, Inc. Annuity.com, Inc. is a licensed insurance agency. National Producer Number (NPN): 21086345. Licensed in all states where required by law. Doing business in Florida and California as "Annuity.com Insurance Marketing," CA License No. 6013124. In New York, licensed as Annuity.com Insurance Solutions, License No. LA-1860109.

Related Podcast

Annuities 101: Turning Savings Into Lifetime Income | Paul Garofoli

You spent 40 years filling the bucket. Nobody taught you how to turn on the tap. Paul Garofoli is a licensed insurance professional with 44 years in the business. He is Regional Vice President of Individual Annuities at The Standard, sits on the board of the National Association for Fixed Annuities (NAFA), and earned his RICP® from The American College. A Summa cum Laude, Phi Beta Kappa graduate of the University of Massachusetts, Paul has spent his career doing one job well: explaining what annuities actually do, in language that lands. In this conversation with host Brett A. Blake on Safe Money Radio, Paul walks through the retirement-income conversation most people never get: Why an annuity is really longevity insurance, and why the Romans invented one for retired soldiers The plain-English difference between a MYGA (multi-year guarantee annuity) and a fixed index annuity, and when each one may fit Why a portfolio balance is a number, and income is what you actually live on The live-on / leave-on framework: how to sort every dollar you own by purpose before you sort it by product Polly's Plan: how a 44-year insurance veteran built his own retirement income floor Peak 65: why the largest wave of 65-year-olds in U.S. history is retiring without a pension behind them The two words most retirees never hear from anyone in the industry: it is OK to spend your money Want to take the next step? Run your own numbers with the free WIYN calculator at brettblake.annuity.com, which takes about three minutes. Ready to talk it through? Book a Retirement Clarity Session with Brett. Not a sales call. Not a slide deck. Your numbers, not ours. Full episode on Safe Money Radio.

Listen Now
The Social Security Mistake That Costs Couples Six Figures (with Jeremy Keil)

For turning that money into a paycheck that lasts. This week on Safe Money Radio, Brett Blake sits down with Jeremy Keil, a CFP, CFA, and CKA who has spent more than twenty years helping people near retirement turn their savings into income they can count on. Keil is the author of Retire Today and the creator of the Mr. Retirement YouTube channel. Keil walks Brett through his five-step process for building a retirement plan: what you will spend and for how long, what you will make, how you keep more of it, how you invest it, and what you leave behind. He explains why most couples get the Social Security decision wrong, how a simple survivor strategy can raise a widow's income at no extra cost to the couple, and why your pension may hold far more options than the two printed on your statement. Run your own numbers with the free WIYN calculator at brettblake.annuity.com, about three minutes. Or book a Retirement Clarity Session with Brett. Not a sales call. Your numbers, not ours. Worry Less. Live Longer. About the host Brett A. Blake hosts Safe Money Radio and is the CEO of Annuity.com. He is 58, a Harvard MBA who will tell you the degree taught him almost nothing about retirement income. Before Annuity.com, he helped scale a business to nearly $1 billion in annual sales. He lives in Gilbert, Arizona with his wife Erin, and asks the questions every retiree would ask if they had access to the right rooms. About the guest Jeremy Keil is a CFP, CFA, and CKA and the founder of Keil Financial Partners near Milwaukee. Over more than twenty years, he has helped hundreds of people near retirement turn their savings into income. He is the author of Retire Today: Create Your Retirement Master Plan in 5 Simple Steps, the host of the Retire Today podcast, and the creator of the Mr. Retirement YouTube chan Follow or Subscribe to Safe Money Radio Podcast Website: https://safemoneyradio.com YouTube: https://www.youtube.com/@SafeMoneyRadioPodcast Facebook: https://www.facebook.com/profile.php?id=61590329635200 Instagram: https://www.instagram.com/safemoneyradiopodcast/ TikTok: https://www.tiktok.com/@safemoneyradiopod Twitter (X): https://x.com/safemoney_radio Follow Brett A. Blake LinkedIn: https://www.linkedin.com/in/brettblake/ Retirement tools: https://brettblake.annuity.com Email: brett.blake@annuity.com Follow Jeremy Keil (CFP, CFA, Author and Creator of Mr. Retirement) LinkedIn: https://www.linkedin.com/in/mrretirement/ Website: https://keilfp.com YouTube: https://www.youtube.com/@MrRetirement DISCLAIMER:Safe Money Radio is for educational purposes only and does not constitute investment, tax, or legal advice. Products discussed may not be appropriate for everyone. Always consult a licensed professional before making financial decisions. Product availability varies by state. Our Agents are licensed to sell insurance products, including annuity products that guarantee retirement income based on the financial strength of the insurance company providing the product. Annuities may not be suitable for everyone. Guarantees are not government-backed or provided by Annuity.com, Inc. Annuity.com, Inc. is a licensed insurance agency. National Producer Number (NPN): 21086345. Licensed in all states where required by law. Doing business in Florida and California as "Annuity.com Insurance Marketing," CA License No. 6013124. In New York, licensed as Annuity.com Insurance Solutions, License No. LA-1860109.

Listen Now

Comments

CREDIT
DISCLAIMER