6 Questions to Ask Before You Retire | Steve Dybwad

About This Video

Steve Dybwad has been licensed for more than 50 years, starting as a teenager. He spent years as a stockbroker before he moved his focus to preserving and distributing money for people near retirement. Today, he works out of Nineveh, Indiana, and he is the original voice of Safe Money Radio out of Muncie.

In this episode of Safe Money Radio, Steve sits down with host Brett Blake to walk through six questions worth sitting with before you retire. What does your current lifestyle actually cost every month? What is the least amount of money it takes to fund that lifestyle for life? Does your plan depend on the market cooperating every year? Who is really paying the fee, you or the insurance company? Are you rearranging the money you already own, or being sold something new? And is it truly too late to build a better plan, or have you just not looked at the numbers yet?

Steve answers each one with the plain-spoken calm of someone who has helped clients through these decisions for decades. He explains the difference between a mountain of money that sits still and rivers of money that pay you every month, and why guaranteed lifetime income rarely shows up in TV ads.

Loved this episode?Hit Follow and share it with someone who is close to retirement and needs a calmer way to think about income. Leave a review for Safe Money Radio on Spotify or YouTube. Your support helps us bring more plain-language retirement income conversations to listeners everywhere.

Visit SafeMoneyRadio.com to run your own numbers with the free WIYN calculator at brettblake.annuity.com, or book a Retirement Clarity Session with Brett. No obligation, no pressure. Brett is a licensed insurance agent and may recommend an annuity if it fits.

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DISCLAIMER:

Safe Money Radio is for educational purposes only and does not constitute investment, tax, or legal advice. Products discussed may or may not be suitable for your situation and are subject to state availability and individual suitability.

Any guarantees discussed are backed by the claims-paying ability of the issuing insurance company. Guarantees are not government-backed or provided by Annuity.com, Inc.

By submitting your information through any Safe Money Radio call to action, you consent to be contacted by a licensed insurance agent about products and services that may include annuities.

Annuity.com, Inc. and Brett A. Blake are compensated through commissions and other consideration paid by insurance carriers on policies sold. Neither is a fee-only advisor. Brett is a licensed insurance agent, not a CPA or tax attorney.

Annuity.com, Inc. is a licensed insurance agency. National Producer Number (NPN): 21086345. Doing business in Florida and California as Annuity.com Insurance Marketing, CA License No. 6013124. In New York, licensed as Annuity.com Insurance Solutions, License No. LA-1860109.

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